Everything you need to know about Setleit.
Setleit is a payments app that makes splitting bills between friends, family, colleagues and anyone you share costs with instant. One person pays the full amount, opens Setleit, enters the total and selects who to split with. Everyone gets a notification showing their share — they confirm with one tap and the money moves straight away. No chasing, no waiting, no awkwardness.
Yes — everyone in the split needs a free Setleit account. This is what makes instant settlement possible. Signing up takes under a minute, and the people you share costs with only have to do it once. After that, settling up is seamless every time.
We're putting the finishing touches on Setleit right now. Join the waitlist at setleit.com and you'll be among the very first to get access when we go live in the UK.
Yes — splitting and settling with friends is completely free on Setleit. We aim to be fully transparent about any charges before they apply. Our goal is to make this as frictionless as possible, and that starts with no hidden fees.
Yes — Setleit is designed so that payments move directly between bank accounts. To send and receive money through the app, you'll need to connect your bank account. This is planned to work through secure bank connectivity technology, similar to what your bank already uses. You'll only need to do it once, and you'll always be in control of what Setleit can access. Full details on how this works will be confirmed ahead of launch.
Setleit is designed so that payments between accounts can happen quickly once everyone confirms. When someone confirms their share, the payment is initiated and processed as quickly as your bank allows. No middleman, no Setleit wallet — money goes straight from their account to yours.
Absolutely. Setleit splits equally by default, but you can switch to custom amounts for each person. So if someone had the extra starter or the more expensive option, you can adjust their share accordingly. You stay in full control of who pays what.
Yes — add as many people as you like to a split. Whether it's two friends after dinner, family splitting a holiday, or colleagues sharing a work lunch, Setleit handles all of them simultaneously. Everyone gets their own notification and pays their own share.
You'll be notified instantly if someone declines or if a request times out. From there you can follow up directly, resend the request, or adjust the split. You always know exactly where things stand — no more wondering if they've seen it.
Setleit is being designed to work with a wide range of UK banks. Full compatibility details will be confirmed ahead of launch.
Setleit is being designed with strong security practices in mind. Full details on how your credentials and payments are handled will be confirmed ahead of launch. Our goal is for you to always be in full control.
We collect only what we need to run the service — your name, email address, and the payment activity within the app. Our intention is to never sell your data to third parties. For any questions about your data, email us at hello@setleit.com.
Setleit will seek the relevant regulatory approvals ahead of launch. Details will be published in due course.
Early access members are first in line when Setleit launches, get priority onboarding support, and will be the first to hear about new features. We also genuinely value your feedback — waitlist members shape how the final product works.
Your email will only be used to notify you when Setleit launches. Nothing else. You can ask us to remove it at any time by emailing hello@setleit.com. By signing up you agree to receive one email when Setleit launches. We do not sell your data. Nothing else.
We're real people and we read every message. Get in touch and we'll get back to you quickly.
Contact us